has been trained on tens of millions of photos of auto damage, and it can instantly spot inconsistencies, such as someone who claims they were rear-ended when in fact the damage to the car is more consistent with the driver hitting a tree. can ingest the file and produce an assessment of whether the subrogation claim seems reasonable in minutes. Poring through the document can take a human claims expert hours. solutions for the insurance industry, offers a subrogation product too.) Julie Kheyfets, Tractable’s vice president and general manager for North America, says that a typical subrogation claim might involve a 100-page file thick with photographs and descriptions of damage and repair invoices, loaner car information, and more. Rival Klear.ai, which also offers a variety of A.I. (Tractable is not the only company trying A.I. Then, later, Bob’s insurer and Mary’s insurer negotiate with one another to try to recoup some of the cost of the claim. Bob and Mary claim on their respective insurance, which pays them out to repair the damage. For instance, let’s say Bob runs a stop sign and plows into Mary, who also happens to be speeding. Subrogation is how an insurance company tries to recover from another insurer money that it paid out for a claim. to streamline a process called subrogation.

American Family is using Tractable’s A.I. Tractable recently announced a partnership with American Family Insurance, one of the largest property and casualty insurers in the U.S.

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